IBEW Local 347
850 18th Street
Des Moines, Iowa 50314
Directions To Hall

Phone: 515.243.1924
Fax: 515.243.8772
Night Time Job Line:
515.243.5412
www.ibewlu347.org

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Member Benefits
Unions exist for the good of their members and families. It's as simple as that. Unions are democratic organizations where the membership has say in how the Local Union proceeds. The Union uses the strength of the collective voices of all of its members to deal fairly and effectively with the employers our members work for.

In addition to collective bargaining, IBEW Local 347 provides pension and insurance benefits to its members.

Insurance Benefits Summary
It has come to the Hall's attention that members may not realize all of the benefits available to them through our Local's Health Plan administered by Principal. Provided below is a broad explanation of what benefits the Plan offers.

1. Dental Plan. You pay $10 per visit. The Plan picks up the remainder; up to $2,500 per year.

2. Doctor Visits. You pay $20 per visit - the Plan picks up the rest.

3. Major Medical. You pay a $200 deductible. Then you pay 20% of the next $3,000, for a maximum out-of-pocket expense of $800 per year. After that, all costs are covered.

4. Prescription Drugs. You pay the higher of $10 or 20% per prescription. The Plan pays the remainder. Mail Order is also available for "maintenance drugs". You pay $10 for a three month supply.

5. Short Term Disability. If a member becomes disabled, a short-term disability benefit becomes available of $500 per week for up to 26 weeks. Waiver of your health insurance premium is also available if you will be off work for 30+ days.

6. Surviving Spouse Coverage. If a member should die while covered under the health plan, his/her surviving spouse maintains coverage until the dollar bank has been exhausted; then they receive an additional year of coverage at no expense.

7. Retirement Coverage. The Plan pays 20% of the premium for retired members. Retirees do not have to fear that they will be dropped by the insurance company--they are guaranteed coverage.

8. Our plan accepts all members and their family members without question, regardless of a preexisting condition.

9. If you have a complaint, you have a sounding board - the Trustees of the Plan. You don't have to go through Principal if you were wrongfully denied coverage and you cannot get satisfaction.

In short:
If you take a look at the whole picture, the Plan offers many benefits that other Plans would not even consider. This does not mean that improvements cannot be made; but we have come a long way in terms of protection. Check out the benefits and the costs of other plans; if you find something better, the Trustees will be happy to take a look at it. We are always trying to improve member benefits.